Category: Digital Journal

  • It’s high time for sound money – What would a Bretton Woods system for the Bitcoin Era look like?

    For many, the dramatic collapse of cryptocurrency exchange FTX represented the Lehmann Brothers moment for the crypto-sphere, and a watershed moment for the industry which proves it is not a viable alternative to traditional financial, also known as TradFi.

    Nothing could be further from the truth. The reality is that FTX was a centralised exchange which traded decentralised financial products, so it’s demise should only serve to strengthen the case for truly decentralised finance (DeFi).

    After all, DeFi is designed to enable self-custody of digital assets. If people choose to hand their DeFi assets to a centralised exchange, which subsequently loses the assets, DeFi is not to blame.

    As MicroStrategy co-founder and chairman Michael Saylor recently stated, “speaking for all the bitcoiners, we feel like we are trapped in a dysfunctional relationship with crypto and we want out.”

    This is the moment in the short history of decentralised finance that we need to think seriously about rules and regulations that will provide it with a sustainable future. DeFi is in need of its own version of Bretton Woods.

    In July 1944, during World War II, the United Nations Monetary and Financial Conference -known more popularly as the Bretton Woods conference – reached agreements on an international financial architecture that, with some modifications and additions, has prevailed to this day.

    That agreement was designed to create a rule-based international financial architecture and open trading system that would reduce protectionism, rampant nationalism and growing inequality.

    (Source: Flickr)

    The institutions that were established at the Bretton Woods conference and subsequently -the IMF, the World Bank Group, and the General Agreement on Tariffs and Trade (GATT) -tried to remain relevant by adapting to a changing world.

    Today however our international financial infrastructure seems broken. Rampant global inflation, disrupted supply chains, increasing inequality and rising protectionism indicate that we need to radically rethink our economic architecture.

    While there is no silver bullet solution to all of the world’s current economic problems, one can convincingly argue that the eventual solution for each might have one common denominator – sound money, for which truly decentralised finance is invaluable.  

    To understand the need for sound money, it is first necessary to understand the deficiencies of the current fiat standard by which we operate, in which rampant money printing has become a feature rather than a bug, causing the inflation which leads to countless other problems in turn.

    The consequence has been an economic system that relies heavily on monetary debasement and credit creation, both of which are achieved through quantitative easing, a euphemism for rampant money printing.

    While attempting to be a source of macroeconomic stabilization, central bankers inadvertently create instability through the manipulation of the money supply. By manipulating the supply of money, all global pricing mechanisms become distorted.

    As the economist Fredrik Hayek describes in “The Use of Knowledge in Society”, the price mechanism is the greatest distribution – and indeed decentralised – system of knowledge in the world. When the price mechanism becomes distorted, false signals are distributed throughout the economic system and the result is an imbalance between supply and demand which ultimately creates instability and fragility.

    Here lies the problem. At no added cost to themselves, central banks can increase the supply of money at their will, causing each individual unit of currency to decrease. This represents the opposite of ‘hard’ money, because it is easy to produce.

    Thankfully, the breakthrough of blockchain technology and the advent of Bitcoin provide a blueprint on which to build a new era for hard, or ‘sound’, money. According to Tim Heath, the founder and general partner of Yolo Investments, a venture capital firm, “Bitcoin represents the choice between holding a form of currency that is continually and systematically debased by central banks or a form of currency that cannot be manipulated. With its fixed supply, Bitcoin is the check, balance and ultimate opt-out of the problem of money-printing.”

    So the question arises, how does one build Bretton Woods-like institutions to regulate the world towards a universal Bitcoin standard? In one sense, the answer is ‘you don’t’. You build an ecosystem that enables co-existence between decentralised finance (DeFi) and existing forms of money, and let the hand of the market reach an equilibrium between the two.

    On the other hand, the FTX debacle demonstrates that it might be high time for some clearer regulatory framework which safeguards the inherent value of decentralised finance. As Michael Saylor went on to add “I think the industry needs to grow up and the regulators are coming into this space.”

    The nature of DeFi means that part of the answer will simply emphasise individual responsibility, and the imperative for retail investor to take their Bitcoin off the exchanges. But more must be done to protect those who don’t. Exchanges should be obliged to issue ‘proof of reserves’ statements to ensure they are not themselves over-leveraged and have sufficient funds to back up investor deposits.

    The average consumer should also have easier access to DeFi products and services, providing them with greater choice as to where to store value on the DeFi-TradFi spectrum. This would be greatly accelerated if regulators approved the creation of a spot Bitcoin ETFs (exchange traded funds), such that ordinary retail investors could buy Bitcoin on well-regulated securities exchanges.

    The right balance will require a mixture of push and pull factors, but undeniably something has got to give. It’s high time that regulators recognised the value of decentralised finance and the fact that it is here to stay. The sooner we make it safe for consumers, the healthier it will be for the financial sector as a whole.

  • Remi Jones Launches Non-Profit Organization to Support Professional Development and Community Outreach

    Rhode Island native and award-winning journalist and television personality Remi Jones announces the launch of Remi TV Nation, a non-profit organization focused on media, community outreach, and service projects.

    Rhode Island native and award-winning journalist and television personality Remi Jones has announced the launch of Remi TV Nation, a non-profit organization focused on media, community outreach, and service projects. Remi TV Nation aims to better the community by providing equity and uplifting voices in the media through mentoring, tutoring, networking, and more.

    “I believe it is our responsibility to use our media platforms not only for entertainment, but also for empowerment and education. Our community’s growth and development depends on the uplifting of voices and the sharing of diverse perspectives. That’s why I started Remi TV Nation, to use media as a tool for positive change and to make a difference in our community.” – Remi Jones, CEO of Remi TV Nation.

    Remi TV Nation offers a variety of programs and initiatives to support professional development and community outreach. Some of the planned projects include a health and wellness summit for the Rhode Island area, anti-gun violence programming, placing 150 anonymous black boxes around the city of providence with high gun activity to put illegal guns in, BIPOC focused media, a business expo that provides transparency between public servants and Rhode Island entrepreneurs, and a prestigious award show honoring community leaders.

    Remi TV nation will place 300 Narcans in areas of Rhode Island with high drug activity. NARCAN is a potentially lifesaving medication designed to help reverse the effects of an opioid overdose in minutes. Having a NARCAN® rescue kit nearby can make all the difference.

    The Influencer’s Award Show (presented by Remi TV Nation) spotlights local community leaders by having the community choose its own champions by finally publicly acknowledging what they provide to their neighborhoods. Categories for honorees include but are not limited to the “Small Business Achievement” award and “Supporting The Community” non-profit award. The show’s duration will be approximately two and a half hours, and partners with the most unique and diverse community leaders in Rhode Island media and beyond.

    About Remi Jones
    Remi Jones is a journalist and television personality from Rhode Island. She began her career in media as a television show correspondent in New York City and is now the CEO, executive producer and host of her own talk show called “Remi TV”. The show is an independent platform with the goal of carrying through positive reflections of stimulating dialogues from celebrities and entrepreneurs. The show features guests from diverse fields such as music, art, lifestyle, business, relationships, and inspiration.

    to find out more about Remi and her show, you can follow her on,

    Instagram: https://www.instagram.com/remitvofficial/?hl=en

    YouTube: https://www.youtube.com/@RemiTVA1

    Facebook: https://www.facebook.com/remitvoffical

    Email: [email protected]

    Website: www.remitvmedia.com

  • Johannes Larsson finds solid footing on mentor foundation

    Johannes Larsson, the founder and CEO of www.financer.com, a global financial comparison website that helps people make better choices, has gained inspiration from many successful entrepreneurs.

    Those people had become his mentors and personal heroes over the course of a decade while he built his successful business creating websites that would support his affiliate marketing ventures. He credits one such mentor, Grant Cardone, with teaching him how to raise his goals by 10 times in an effort to avoid thinking too small and scaling the business at a much faster rate. There were others, like Tai Lopez, Marcus Aubrey, Robin Sharma, Manny Khoshbin and Ed Mylett who left their professional mark on Larsson.

    But one mentor in particular, made a lasting impression on Larsson that would ultimately change the way he would do business forever.

    As Larsson would grow his website building business, he found it harder to hang on to the hopes of living a life that would afford him the flexibility of working where he wanted, when he wanted. He was unhappy in his day-to-day work life, but he struggled with the thought of scaling back for fear he would lose what he had already worked so hard for.

    His mentor, at the age of 80, looked at the young successful Larsson and asked him a simple question: When Larsson became 80 years old, would he look back over his career and have any regrets? Would he regret the opportunity to travel the world, or would he regret living the business structure he created that confined him to an office.

    Those were the words Larsson needed to hear, and he started to make changes. He knew he could find a way to be more successful than ever, but still live the life he envisioned. He let go of what he had known about entrepreneurship up until that point and decided to start over. This time, he would approach his business model completely differently – from how much work he would take on to who he would hire and how those employees would be managed.

    The result came in the form of the personal finance business, Financer.com, complete with a narrowed focus and a dedicated team of remote workers from all over the world.

    It was the first time Larsson believed in the success of putting all of his eggs into one basket. He was no longer focused on the hundreds and hundreds of websites he had built. Now, his multimillion-dollar company operates in 26 markets, and he lives the life of the digital nomad he had always dreamed of becoming.

    But even more importantly, through his own reinvention, he has become the mentor to many. As he made his way following the advice of those who had inspired him and made such an impact on his life, he himself became the businessman many others now watch.

    Connect with Johannes Larsson on Instagram or at his website: www.johanneslarsson.com.

  • Hayden Capital Management 2022 Quarterly letter: Q3 2022

    Dear Friends & Clients:

     The Third Quarter starts in July and ends in September. We made 14%, and it was down 15.7% at the end of the third Quarter. Hayden Capital was established in 1997, and we have returned a 160% net of fees, or 16% CAGR. As a backdrop to returns since inception, we comfortably exceed two widely used representative indices for a passive small company investing, the iShares MicroCap ETF and Russell 2000 Index, and the S&P.

    Because our portfolio is concentrated on just a handful of typically small “off the beaten path” businesses, we can expect variance from and greater volatility than the indices. Past performance is no guarantee of future results, and we typically invest in 6-15 names at any given time.

    JanFebMarAprMayJunJulAugSepOctNovDecYTDS&PACWI
    2014-1.8%-3.2%-4.9%4.1%-0.2%
    20159.3%18.9%4.5%15.6%0.0%4.5%2.7%-1.6%-0.6%11.1%12.0%-0.8%51.6%4.4%-2.6%
    2016-2.0%8.4%9.9%3.6%10.5%-1.1%0.9%7.5%6.6%-1.6%1.2%7.5%11.7%38.4%26.8%
    20171.5%-0.3%4.5%15.0%20.1%1.8%6.9%-0.2%-0.1%12.3%11.7%9.6%84.6%69.7%77.7%
    201828.2%12.0%-2.12%6.9%2.1%7.8%-0.3%1.2%-1.4%-3.6%5.1%-4.3%-4.8%-1.3%-2.8%
    20197.2%33.0%2.7%18.9%-2.0%36.9%-0.3%6.3%-2.3%1.7%33.9%9.6%131.5%100.8%85.1%
    20207.5%6.3%-0.3%65.7%67.8%88.5%29.4%66.9%-0.6%3.0%36.3%23.4%711.6%58.8%51.2%
    202124.6%16.8%-3.7%27.0%-1.3%38.1%-2.4%43.8%-2.8%21.0%-4.8%-6.8%-5.2%91.8%59.8%
    2022-9.1%-1.7%-3.8%-9.5%-1.7%-3.9%3.5%5.3%5.2%-15.7%-7.4%-8.0%

    As a reminder, Hayden Capital Management does not invest in the hydrocarbons or aerospace/defense industries. Every quarter, I write – and then delete – a more comprehensive section about the decision to avoid these market areas. Given some recent conversations about whether I do “impact investing,” it seems an appropriate time to address it.

    I’d previously thought of “impact investing” as a form of ESG investing, but it seems more a sort of Peter Lynch’s “buy what you know” meets PT Barnum’s “buy for the show.” It includes portfolios running the gamut from companies representing “conservative values” to those whose products promote “liberal values,” whatever any of that means.

    One Wealth Manager recently told me that “impact investors” will tolerate sub-par returns. The value investor in me scoffs at investing in companies divorced from return expectations. Yet, one can observe that shoppers tend to spend money on things for how it makes them feel, and shopping shares certain features with investing, so why should it be different? One needn’t look far to see how lines that generally separate things can often blur.

    As a long-term investor, I view myself as a part owner of a business. I don’t seek out businesses I know, I seek out investments that can return 2x in five years, but I very much enjoy being a part owner of companies whose products I use or “observe in the wild.”

    We don’t own shares in CoreCard (something I think belongs in every small-cap investor’s portfolio) because they process payments for the ParkMobile app, but I do enjoy using the app knowing that

    ~$0.04 of every transaction generates revenue for one of our holdings. When my wife broke her arm, I’m certain it wasn’t so a surgeon would install a plate using a Depuy/Synthes torque-limiting driver made by PDEX, but knowing that’s what he used is neat, IMHO.

    The inverse of this utility function defines my principle of avoidance. I appreciate the benefits of a strong military and an oil and gas industry, without which our society as we know it would not exist. But I don’t want to – nor am I compelled to – be a part owner of companies that drop bombs on people’s heads or contribute to the greenhouse effect, like a bomb dropping on our heads in slow-motion. I don’t want to participate in those ecosystems more than I do.

    What would make me change my mind? When I covered the Engineering & Construction sector, I was elbow deep in the petrochemical space. The “Majors,” their service providers, and their downstream refiners and processors, headquartered here and operating globally, are organizations that regularly implement complex feats of incredible technology, including, in some cases, in the alternative energy space. If the technologies around various kinds of mitigation or sequestration improve if the balance of carbon outputs shifts and if the market assigns zero terminal value on the assumption that “there is no oil post 20XX”, I think it would be foolish not to reconsider my views. I won’t remain didactic if the facts change, but I will abide by the investment parameters set by my clients, should there be any.

    The impact I want to make, first and foremost, is on my client’s capital; to pay for college, a down payment on a house, a vacation, a scholarship, retirement, et al. Narrowing my strike zone by avoiding specific industries is part of this process. At best, it offers an alignment of principles. At worst, it exposes clients to assets different from what they’ll find elsewhere. In a decision-making business-like investment management, revisiting and articulating the reasons behind decisions is an essential aspect of the job.

    Some of Our Portfolios:

    Company logoCompany NameSymbolReturn
    Alnylam PharmaceuticalsALNY37.24%
    Weatherford InternationalWERD52.53%
    First SolarFSLR55.00%
    Exxon Mobil CorpXOM31%
    Total EnergiesTTE31.44%

    Geographic Exposure:

      Here, we will distribute the return according to their Geographic Location:

     Annualized ReturnTotal ReturnCountries
    114.6%132.8%Asia: 148.1%
    230.4%332.8%North America:126%
    317.92%172.8% 

    PORTFOLIO UPDATE: REVIEW OF TOP HOLDINGS

    Top performers in the quarter were QHRC, CCRN, and RBCN. Major detractors were CCRD and AIM. In last quarter’s letter, which was less than 90 days ago, I wrote substantially about these companies, and my reasons for owning them haven’t changed (though RBCN was acquired).

    I recently called the CEO of CCRN to address some concerns about qualitative issues I’d observed in their business. His answers were reasonable. His team has significant material experience at AYA and AMN, the two most prominent companies in the space. Having covered business and industrial services for many years, I think entrepreneurism and technology are operational and cultural foundations for success, and we spent some time drilling into this. I laid out my variant perspective in last quarter’s letter and think the ingredients are in place for continued outperformance.

    I continue the effort to upgrade our portfolio by consolidating around what will be the highest IRR ideas. In this vein, I have exited long-term holding PSSR at a substantial loss. This airport management system fumbled its transition from a niche embedded system (mechanical radar) to

    a platform-driven ADS-B world. It is our second largest detractor from returns to date, exceeded only by CTEK, which we exited last quarter

    Investing in “platform” businesses can offer attractive returns, but many small companies often fail to achieve “platform status”. I’ve had mixed results investing in the theme. I did poorly with PSSR in aviation and many years ago in ACEC in telecommunications; both companies were too small to penetrate a consolidating market or had consolidated around prominent players.

    We did well with ARIS (dealer management software; lots of niche disaggregated small businesses), and I’m confident that the payments systems and exchanges we own are terrific businesses; CCRD is an example of the former, and we hold FRMO partly for its position in the Miami Exchange, nee Minneapolis Grain Exchange.

    I mention all this because I am adding another that’s evolving by selling one company that failed to transition from legacy enterprise to subscription. It’s a small company with a newly installed management team that helmed our prior successful investment. The company is attempting a two-step evolution from a transactional business to a large corporation to a subscription system and ultimately to a platform for managing and organizing niche data sets. Notably, it is targeting the disaggregated SMB market.

    We’ve owned a small position primarily on my trust in management. Having observed the company over the last year and watched it skillfully adapt and upgrade – they’d inherited a business that had suffered with underinvestment and under management – I’ve gained more comfort in their ability to address the threats and opportunities ahead. We don’t own enough yet.

    IN CONCLUSION: ON THE ARTS

    I recently came across a quote from Adam Grant’s book “Originals” about Galileo and his discovery of

    mountains on the moon, and I cherry-picked it to make a pithy comment about art and investing.

    “When Galileo made his astonishing discovery of mountains on the moon … he recognized the zigzag pattern separating the light and dark areas of the moon. Other astronomers were looking through similar telescopes, but only Galileo could appreciate the implications of the dark and light regions. He had the necessary depth of experience in physics and astronomy but also a breadth of experience in painting and drawing. Thanks to artistic training in chiaroscuro, which focuses on representations of light and shade, Galileo could detect mountains where others did not.”

    Anyone living in a built environment is surrounded by art, and though it might all fade into the background, it is there by design and sometimes by regulations. It often needs to be presented in a context like a museum to be noticed. And because it goes unnoticed, its value is overlooked.

    Art not only offers an opportunity to notice things a little bit differently – a critical aspect of investing

    – it adds beauty and meaning to our lives. I couldn’t say it any better than Leo Lionni did in “Frederick the Mouse,” so go have a baby, buy the book, read it to them, and you’ll understand where I’m coming from.

    And then when you read the next 10K or 10Q, expert network or conference call transcript,

    consider the subtext of what they’re talking about and why. I’m not suggesting that something magical will appear. Still, in observing things a little differently, at some point, a public filing or transcript will stand out that rings a little different, whose subtext offers a more honest accounting of operations than the typical rosy-eyed pabulum. Then you may realize you have found a company that “thinks” and operates differently, and maybe it is worth a little extra time. I think CCRD and RELL communicate and act differently among our holdings.

    Seeing things through the same lens as everyone else but coming to a different conclusion is itself an art, and it is central to investing in a market that is not supported by zero-priced TINA money. With the markets finally pricing risk and money, it is a stock pickers environment. There is always value in doing a little (or a lot of) extra work to find incremental information because you need to know what you don’t know. Still, there is a portion of investing – somewhere between 20% and 80%, I’d say – where the value added isn’t the incremental data, it’s a variant perspective on the same data as everyone else.

    As always, I appreciate your entrusting me with your capital and the responsibility of being its steward. If you were so kind as to forward this letter to friends or institutions who might be looking for an investment manager with experience and a track record on the smaller end of the market cap spectrum, I would be grateful for the effort. I look forward to continuing this conversation in the future.

    Sincerely,

    October 2022,

    Rob Hayden. CFP, CFS

    CEO & Founder

    Hayden Capital Management Inc

    404 N. 2nd Ave Upland, CA 91786

    www.haydencapitalmgt.com

  • Dimitar Shatkov about how ‘D33’ plan will affect the Logistics in Dubai

    Starting his career in the Supply Chain Management and Investment from an early age, Dimitar Shatkov – graduate of Rutgers Business School and the Naval Academy of Bulgaria, chatted about the recent $8.7tn. ‘D33’ economics plan and how and what developments can be expected in Dubai’s Logistics.

    ‘The Dubai Economic Agenda is a positive step that will give the expat community possibilities for growth and diversify the UAE economy. Dubai will become the third-best tourist destination in the world as part of this comprehensive plan and of course that’s very beneficial for our Logistics Sector. D33 includes expanding of the logistics and creating one of the five leading logistic hubs in the world.

    At the moment, we do not have specific details, but according to general information, the plan will allocate a large part of the budget to the Logistics sector and, of course, the aspiration to the 1st place in the World in Supply Chain Management’

    ‘With the intends to lower CO2 emissions by electrifying equipment, Dubai also will invest in renewable energy and alternative fuels which will greatly contribute to better logistics there. One of the Ports already switched the Intra Terminal Vehicles used at the terminal where boats berth from diesel to electric and of course it resulting a decrease of the vehicles’ carbon footprint of almost 80%’he said.

    ‘The hospitality and tourist business is also connected with the Logistics, which makes up a significant portion of the economy, will undoubtedly gain from this move as it will increase both traffic and monetary investments in the sector, resulting in international partnerships with a lot of companies and attract foreign investment for the industry.

    Dubai is an economic powerhouse with enormous demand thanks to its position as a wellconnected and strategic commercial center, which is further fueled by tenacity, a sturdy infrastructure, and technological innovation that will be additionally upgraded with D33. The “mix” of this making it the best logistics center.’

    You are currently between UAE and Bulgaria, do you find Dubai attractive place to study?
    Without any hesitation I can say that the environment here and the opportunities that are
    provided can rarely be seen in one place. So yes, Dubai is a great place to study and develop
    yourself. When we talk about Logistics, it is one of the biggest hubs in the world, because of
    the location, but what Sheikh Mohammed bin Rashid al-Maktoum is doing and planning to
    do, drives the whole chain and allows the best optimization.

    What are your favourite things about the sector?
    Planning and coordinating are the main factors in Logistics and my favorite things. Let’s put it
    another way, “neatness” is my vision for work and I believe that is what primarily led me to this sector.

    When you complete your education fully, would you like to be a part of the development of Logistics in Dubai and do you think you can contribute to it?
    My main goal is development and constant upgrading, improvement. In a place like this, I can certainly achieve it, given the resources that are provided, and what exactly my contribution will be, let’s say the future will show.

  • What is the Direct-Farmer Policy of Vihar Exports?

    The owner and founder Vihar Gadhesariya of Vihar Exports have recognized the problem faced by Farmers and by introducing a small change he succeeded in creating a big difference in the world. A young man in his early 20’s. who belongs to a farmer family and he saw the hard work his family do to cultivate excellent quality products but slowly he realizes that people’s efforts are worthless and it was unacceptable for him. he saw that people who work hard throughout the year at the end they have to be satisfied with a very small price.  Vihar Exports Manufacturers & Exporter of Indian spices, seeds, pulses, a variety of Mangoes and fresh farm products, etc. working in the field since 2012 with one aim to serve people with the most authentic pure products and a small contribution for the Farmer.

    Vihar exports work for the people and by the people. Presently more than 5000 farmers are working for Vihar Exports.  Vihar Exports serves farmers for their good quality products by purchasing directly from farmers which helps farmers a lot they get good value for their products. Farmers are the soul of a country. but unfortunately, they have to face the most miserable behaviour in the world. they work hard without limiting themself to time or season but the price they get for their Productivity is negligible. whether farmer creates good quality or excellent but they won’t get an exact price for their good.

    It is difficult to obtain excellent quality agricultural products in India with such versatile weather but the farmer is the creator of favourable conditions, the best suitable environment for their crops. even though it doesn’t matter how excellent the crop is, this is all because of middlemen who are like leeches they suck away all the profits of farmers. Vihar exports are trying to help the Farmer’s community, trying to focus on their problems more. also with a small step, they are trying to make a big change for them by purchasing directly from farm policy.

    The world is changing, and times have changed. we are more dependent on fast food, and canned food and in such a running life we have to run along with them otherwise we will be left behind. in such a way life forced us to be dependent on street food more.  which is the progeny of all diseases. here’s come Vihar exports a step towards purity and healthy.

    Vihar Exports spices are grown in pesticide-free fields in an organic way then best selected, handpicked, naturally sun-dried, and crushed to ensure all its essential oils are kept within it. in the same manner, the best quality seeds and unpolished pulses are chosen, this is all made possible because of our credible Farmers who work really hard whether it is day and night, winter or summer. they work nonstop unconditionally and faithfully to fulfil our needs. and Vihar Exports tries its best to fulfil its requirements. Vihar exports serve more than 5000 farmers. farmers are the soul of a country; they play a major role in increasing the GDP of a country. this is our responsibility to take care of such precious gems. 

    Vihar Exports are bought directly from farmers, this gives a good value for money and in this way, Vihar exports help farmers. also succeeded in presenting more fresh and pure products. which is the first priority of the world i.e.to be healthy.  Fresh mangos especially Kesar mangoes are a pride of Gir Gujarat and many other varieties of Mangoes, authentic aromatic Indian spices collected from throughout India. best quality pulses, high nutrients, and minerals containing seeds. Vihar Exports make sure to maintain the quality of products as well as support farmers. Making Pesticides free and cruelty-free products and exporting to customers.

  • Why is the A-OK group the best for special needs?

     United States — Many individuals face difficulty in leading a good quality of life due to their shortcomings. Their shortcomings differentiate them from others. To compensate for them, they have certain special needs that help them lead a normal or close-to-normal life. Many people find great difficulties in fulfilling their special needs. Some programs work to help such people. Their prime motto is to meet the special needs of their members.

    AOK is a group established in 2019. It was started by GiGi Kohler. She was an adopted Bulgarian child. She had been through many programs. However, most of them did not treat them fairly. It developed an urge in her to devise a program that treats everyone equally. Act Of Kindness is the abbreviation for AOK.

    Why is AOK Famous?

    The fame and popularity of a special need program depend upon its work. GiGi Kohler has struggled too hard to achieve such huge success in the form of AOK. She also associated many celebrities with her to make her project known to the people. Blues Clues, Zach Callison, and Grace Rolek of Steven Universe are prominent names associated with GiGi Kohler. It is one of the most important reasons that AOK has earned significant popularity, these days.

    Is AOK Group Fair?

    GiGi Kohler is highly conscious about running her program, fairly. As she has faced unjust behavior in her past, she now strives to treat everyone equally. For this purpose, she has devised some rules for her group. The first rule is: Respect one another. The 2nd one says: Keep hands and feet to ourselves. The third rule is actually an offering: If you are having a hard time, please come up to me. The 4th rule is about having the correct attire for activities. 5th rule strictly condemns bullying. All these rules allow GiGi to run her group fairly where everyone has equal rights.

    Media Contact
    Company Name: Aokgroup
    Contact Person: Ginia Kohler
    Email: [email protected]
    Website: https://aokgroup.godaddysites.com/

  • Zufi Alexander, a prominent handbag, accessory, and shoe designer, has introduced “ZEDIT,” the first social media magazine

    Zufi Alexander, a pioneering businesswoman and well-known handbag, accessory, and shoes designer in the fashion world, never fails to astound us with her gigantic handbag collection. This time, Alexander has introduced Zedit, the first and only social media magazine  incorporated with fashion, emotional, and mental wellness.

    In relation to Zufi Alexander’s conception of ZEDIT, it aims to empower women by telling them to be comfortable with who they are rather than forcing themselves to be someone they may later find unacceptable.

    “What you wear can influence how you feel inside because how you feel determines what you wear.” – Alexander

    When it comes to fashion, Zufi Alexander invests in timeless styles that are sure to appeal to royalty and celebrities alike. Her collection plays on rich colours and exotic textures that exude high fashion that you can never go wrong with.

    She continued, when asked where the concept for Zedit came from: “One of the many causes that led to the birth of Zedit is the pandemic. I’ve met so many people from many nations on my frequent trips that I’ve come to the conclusion that mental and emotional wellness are what we all need the most. In order for women to be able to love themselves without feeling condemned, we need to support and encourage them both intellectually and emotionally.”

    Briefly said, Zedit focuses on emotional and mental aspects of fashion. This magazine is all about letting people be themselves, recognising what colours would inspire them, and identifying the things that make them feel needed, wanted, accepted, and loved—while still bringing fashion into their daily life.

    “My designs are strong and self-assured, with a distinctive look that is a little urban-chic yet gorgeous.” – Alexander

    Zufi has ambitious plans for ZEDIT to become a known luxury social media magazine with emotive styling using a variety of products, including bags, shoes, jeans, sunglasses, lingerie, and jewellery.

  • Surendra Chimakurthi’s technical expertise has led to the digital transformation of clients and companies.

    Venkata Naga Satya Surendra Chimakurthi was deeply curious about how things were built in the computer world since childhood. He then started learning programming during adolescence and later built a stellar career in the IT industry. VNS Surendra Chimakurthi is an Indian-origin Software Developer, DevOps, Technical Author, and Technical Architect who has worked with Fortune 500 companies such as General Motors, PepsiCo, Johnson & Johnson, and Hearst Magazines in 12+ years of his IT career.

    He earned his Bachelor’s Degree in Information Technology from the Vellore Institute of Technology, one of the top 10 institutions in India. He also undertook a cloud computing course, and since then, the role of data and its applications in making huge company decisions has excited him to another level while also taking his career to great heights.

    There was a time he wanted to pursue higher studies in the US, and after the rejection of his student visa, he dared to take it forward to go ahead with the Big American Dream. In 2016, that dream finally came true when through Cognizant Technology Solutions, he started to get appointed to critical positions at several prestigious tech giants to lead mission-critical projects.

    Even before his 30th birthday, VNS Surendra Chimakurthi enabled the digital transformation of scores of customers using the bundled software technologies. He is well-versed in multiple technical skill sets, including Kubernetes, Terraform, Ansible, AWS, Azure, etc.

    Currently working as the DevOps Manager in NextNav, he has been instrumental in contributing his efforts towards developing highly accurate vertical positioning systems to transform location services, so they reflect the 3D world around us. Showcasing proven expertise in web-based solutions, the motivated and enthusiastic techie has come up with innovative ideas to accomplish the work at his companies and for his clients.

    VNS Surendra Chimakurthi has been doing exceptional work in his illustrious career, making his employers shower their praise through the various accolades and awards for his dedication and hard work.

    The technology professional has spent more than a decade revolutionizing the Information Technology industry by playing multiple roles in system architecture, analysis, design, implementation, documentation, testing, production deployments, disaster recovery management, and much more. Keeping himself skillfully adept with the latest in technology, he also holds a prestigious certification as an “AWS Solutions Architect Professional.” 

    He has also been an Author of several International journals and has also Judged the work of other top professionals in the field for prestigious awards like Stevie awards, Ehealthcareawards, AIVA Awards, SIIA Codie Awards, etc. VNS Surendra Chimakurthi has Authored the book

    “The Pandemic: Driven New Age of Cloud Computing,” for readers who want to know more about the new age of cloud strategies, cloud security, and best practices, benefits of cloud migration in the post-pandemic world.

     VNS Surendra Chimakurthi’s passion for data and intelligent career positioning have set him apart, but he’s just getting started. In his own words, VNS Surendra Chimakurthi says,

     “I’m dedicated to using data to solve business problems and aid decision-making, and I want to continue taking ownership in this area. I’m trusting the process with my career.”

    You can connect with him on LinkedIn and Google Scholar.

    https://scholar.google.com/citations?user=-uRxxhUAAAAJ&hl=en&oi=ao

    https://www.linkedin.com/in/vnssurendrachimakurthi/

  • Akmal Mamarahimov invests in and helps his home region

    Akmal Mamarahimov is a businessman from Urgench, Khorezm region of Uzbekistan. This year he spent more than $127,000 to overhaul the children’s department of the central hospital.

    According to Tashaev – the local mayor, Mamarahimov’s men completely renovated the pediatric ward of the hospital and equipped it with modern furniture, household appliances and medical supplies.

    Mamarahimov himself was not present at the commissioning ceremony, as he was involved in the launch of plywood production in Fergana. However, as Tashaev notes, upon his return to Urgench, the businessman promised to allocate funds to also repair the maternity ward and the ambulance station.

    In Uzbekistan, it is not uncommon for residents to spend their savings on socially significant facilities. At the end of December last year, with the participation of the heads of villages, two rural schools were opened, built at the expense of local businessmen – $2.23 million and $2.76 million, respectively, were invested in the construction. New schools and an inter-district hospital were also constructed in the Khorezm region in July of this year, and a new highway was erected at the expense of the entrepreneurs called the Pirov brothers.