Art Basel Miami is known to be one of the most culturally exciting times of the year. From artistically innovative installations and displays to multiple ‘once-in-a-lifetime’ parties occurring daily, Art Basel is truly an experience to remember. Celebrities are known to mingle amongst the eventgoers at the major art displays as well as some of the premier nightlife events and afterparties. However, as Art Basel is already a fairly exclusive occasion, the A-listers only make appearances at the most upscale and culturally relevant events. Equally present at these significant events and throughout the entire week is Luxuri.
Luxuri is Miami’s top luxury vacation rental service, real estate brokerage, and property management company. No longer the up-and-coming disruptors in the city, Luxuri has since secured itself as the big boys on the block — and their presence during Art Basel all but confirms it.
With exclusive access to the most select multi-million dollar properties in the city, the Luxuri team offers ‘impossible-to-book,’ if you know you know,’ homes along with elite concierge services. Regularly catering to celebrities and business moguls, Luxuri’s concierge capabilities are the industry standard including a private villa chef, on-demand protection, Michelin-star restaurant reservations, exclusive event tickets, yacht chartering, luxury sports car rentals, jet bookings, and much more. Of course, due to the team’s experience dealing with clientele in the 1%, discretion is one of Luxuri’s trademarks. The Luxuri team’s top priority is to keep their clients’ whereabouts private, especially during busy times like Art Basel. Simply put, Luxuri makes the entire Miami — and Art Basel — experience seamless.
Led by Jonathan Campau, founder and CEO, the Luxuri team has garnered personal relationships with various celebrities across the entertainment industry. Luxuri is the premier service these celebrities trust when they want to book a high-end vacation and lifestyle experience in Miami in addition to a luxury mansion. During weeks like Art Basel, services like Luxuri’s, handled by authentic Miami magnates who are actually rooted in the city, are valued at a premium. This is true even for celebrities who rely on local experts to guide them to the world-class experiences they expect.
This standing reputation amongst top celebrities is precisely why they leveraged Luxuri’s services throughout Art Basel, they trust the Luxuri brand name. Beyond providing the luxury rental infrastructure to the UHNWIs enjoying Art Basel, Luxuri’s brand presence was palpable during all of the notable occasions.
Leveraging Larry Shinbaum on the brokerage side of the equation — ensuring Luxuri has access to the most desirable Miami villas — and Or Dori on the management side of the equation — ensuring the homes and offerings are up to the 5-star Luxuri standard — Campau and his team are equipped to take their relationship with their celebrity rental clients to the next level. More often than not, Luxuri’s vacation rental clients are already real estate investors as it is an asset many successful individuals invest in. Already exhibiting the value of their business model via direct experience, the Luxuri team easily converts their celebrity clients into investors by offering their market-leading real estate brokerage and property management services. With the capability to facilitate a long-term mutually beneficial economic relationship via real estate investment, it is no wonder why these celebrities love booking vacations with Luxuri.
Rising to the top of Miami’s real estate market and lifestyle scene in record time, we believe Luxuri will continue its historic run. There is no telling what Luxuri has in store for next year’s Art Basel in Miami.
Cyprus , Germany and Hungary — ESG Investing is a term that is often used synonymously with sustainable investing, socially responsible investing, mission-related investing, or screening. The practice of ESG investing began in the 1960s as socially responsible investing, with investors excluding stocks or entire industries from their portfolios based on business activities such as tobacco production or involvement in the South African apartheid regime.
Today, ethical considerations and alignment with values remain common objectives of many ESG investors.
Universal Banks has always been a platform to uphold the environmental, social, and governance norms of any culture and country. We always look to remain sustainable while conserving nature and its resources, portraying the right attitude and image to our customers, and employing the right methodology to run the company to remain the best.
To date, Universal banks has invested in over 2,000 projects globally, with a focus on low-carbon and climate-resilient initiatives. We have also been working to improve our risk management and governance framework, with a view to improving the transparency of our processes.
In this article we will present you with some key updates on Universalbank’s ESG investment and portfolio activities:
Universal Banka ESG investing and portfolio updates 2022:
Universalbanks is continuing to invest in ESG-friendly products and technologies, as well as ESG-focused funds. We are also expanding our coverage of sustainable infrastructure investments. As Universal banks continues to grow, we want to make sure that our investments help contribute to sustainable development and protect the environment. We believe that through transparent and responsible investment, we can play an important role in creating a more sustainable world.
Below are some of the key areas in which Universalbanks is investing:
1. Sustainable Infrastructure Investments
2. ESG -Friendly Product and Technology Investments
3. ESG-Focused Funds
4. Environmental Sustainability Reporting and Disclosure
5. Corporate Social Responsibility (CSR) Initiatives
6. Community Involvement
1. Sustainable Infrastructure Investments
Universal banks is investing in sustainable infrastructure projects around the world, including renewable energy, green transportation, and water resources management initiatives. We are also working to invest in more climate-resilient projects that can help mitigate the effects of climate change.
2. ESG -Friendly Product and Technology Investments
Universal Banks is committed to investing in products and services that are environmentally friendly, sustainable, and socially responsible. We are also expanding our coverage of environmental, social, and governance (ESG) factors in our investment decisions.
3. ESG-Focused Funds
We launched two new ESG-focused funds – the Mercavita Sustainable Equity Fund and the Mercaviq Sustainable Opportunity Fund – in April 2022. These funds focus on investing in companies that are making a positive impact on the environment, social justice, and human rights.
4. Environmental Sustainability Reporting and Disclosure
Universal banks is committed to providing our clients with access to the most up-to-date environmental sustainability information. We work with leading environmental reporting platforms to provide comprehensive disclosure of our investments across a range of environmental areas, including climate change, water resources management, and waste management.
5. Corporate Social Responsibility (CSR) Initiatives
Universal banks is active in a number of CSR initiatives, including our work with the United Nations Foundation and the Change for Good Foundation. We also partner with various NGOs to support their work on environmental and social justice issues.
6. Community Involvement
We are committed to working closely with our local communities around the world to improve their lives and environment. This includes supporting health clinics, education programs, and other initiatives that make a positive impact on the local population.
Past ESG Investment of Universal banks
Health: Improve humanity’s quality and duration of life
Environment: Protect the planet and its inhabitants
Liberty: Human rights, equality, freedom and privacy
Productivity: Improve our knowledge of how the universe works to make our lives better within it
Agency: Skin in the game and incentives to work on behalf of long-term shareholders Culture: Encourage a culture of innovation, adaptability and shared values
Trust: Reliability of financial statements and management
As of 31 December 2019, Universal banks had investments in 1,023 projects globally spanning 20 countries. The focus of our ESG work remains on low-carbon and climate-resilient initiatives, with a focus on sustainable land management and food security. Our investments in renewable energy and energy efficiency projects are also increasing, as we seek to support the development of sustainable technologies.
Since our inception, UNIVERSALBanks has been committed to responsible investment. We have developed a comprehensive ESG policy framework that is implemented at all levels of the company. This includes risk assessment and management procedures, as well as regular reporting on our performance against relevant criteria.
To date, we have achieved positive returns on our ESG investments, with a total return of over 140%, while also reducing our overall environmental impact. Our ESG strategy is aligned with our business goals and the needs of our customers. We believe that sustainable investing can contribute to creating long-term value for both investors and companies alike.
In one statement by the CEO, of Universal Banks, he said “The future of our environment has become a priority for so many institutions, communities, governments, and economies. Issues like carbon emissions, climate change, and deforestation have detrimental implications. As a reputable asset management bank with notable values, we have become directly involved in generating solutions in the form of financial support and engaging in projects that impact social change positively. Our new ESG portfolios and strategies are sustainable and has shown to offer better returns “
Universal banks has been working with global environmental organizations and renewable energy companies to develop a range of projects that will help reduce greenhouse gas emissions.
Universal banks also partners with Conservation International, which provides support for conservation projects in Latin America and Africa. These projects help protect biodiversity, improve water management, and promote sustainable agriculture.
On January 9th, 2021 Universal Banks announced they had invested US$5 million into the Green Climate Fund (GCF), the world’s largest and most effective climate finance platform. The GCF was created in 2007 to help low-income countries cope with the climate impacts of global warming.
Universal Banks believes that sustainable investing can contribute to creating long-term value for both investors and companies alike, whilst preserving our home, Earth. Sustainable investing encompasses a wide range of practices, from assessing a company’s environmental impact to investing in renewable energy.
As Universal Banks continues to grow, we want to make sure that our investments help contribute to sustainable development and protect the environment. We believe that through transparent and responsible investment, we can play an important role in creating a more sustainable world.
As the end of the calendar year comes to a close, December’s unmistakable holiday cheer has become increasingly palpable across all corners of the globe. No matter what specific festivities someone and their loved ones’ might celebrate, the infectious gift giving spirit is certainly in the air and altogether unavoidable in the modern retail space.
But finding the perfect gift for a treasured friend, family or partner is no easy feat – especially given the massive quantity of products available for purchase both online and in stores. Unfortunately, quantity doesn’t always translate to quality, and sorting through this deluge of merchandise to find a thoughtful present that was constructed with care is more difficult than ever in the age of e-commerce.
Luckily for those in need of some much-needed guidance on the subject, internationally renowned fashion jewelry brand APM Monaco is here to save the day with its highly anticipated Christmas Gift Guide – a one stop shop for beautifully made and carefully crafted presents for the nearest and dearest in your life.
At the top of APM Monaco’s guide is its new exclusive Meteorites gift set, putting two iconic staples from the Monegasque brand’s most popular collection into one must-have package. Featuring a handcrafted necklace and a pair of earrings, the timeless jewelry set uses white zirconia stones set in sterling silver to create a sophisticated and sparkling star design emblematic of APM Monaco’s signature cosmic collection.
For those looking for something a little more personal, APM Monaco swiftly guides aspiring gift givers toward its Fun Crazy Love collection, where consumers can customize their presents specifically toward their intended recipients. From the Rainbow Alphabet Adjustable Necklace to the Alphabet Lock Necklace, APM Monaco makes it simple to add an extra splash of uniqueness into gift giving this holiday season with its bountiful jewel-studded initial options from A to Z.
APM Monaco’s iconic Yummy collection is another must-have option for December’s gift giving duties, giving a cheeky yet decidedly chic take on the traditional candy aesthetic with its eye-poppingly colorful and bejeweled gummy bears. With a rainbow’s worth of zirconia stones and settings to choose from, APM Monaco’s gift guide recommends pieces from its Yummy collection as the ideal gifts for someone daring, bold and fun-loving – much like the entire Yummy collection itself!
With a consistent commitment to charitable endeavors, especially during the holidays, APM Monaco recently facilitated a memorable night with the Gift Foundation Gala 2022 in Paris where Eva Longoria and other celebrities showed support.
Beyond the brand’s consistently striking aesthetics, all the products featured on APM Monaco’s gift guide outclasses other online jewelry gift options thanks to its painstaking commitment to quality. Rather than manufacture its pieces on a factory line, each and every APM Monaco jewel is hand-crafted in its proprietary production sites with meticulous oversight from the brand’s dedicated team of experts. Gone are the days of accidentally ordering poor quality jewels online during the gift giving process; with APM Monaco, consumers can rest assured that every detail of their jewels arrives pristine and at the highest level of perfection.
‘Tis the season for all the trials and tribulations that come with holiday shopping, but with APM Monaco’s helpful gift guide and sky-high quality standards in your corner, consumers can rest assured that it’s now easier than ever to conquer the giving season with style. As international pop superstar Maluma rocked an APM
Monaco necklace while performing Official FIFA Fan Anthem, Tukoh Taka, at the World Cup, APM is in demand this holiday season.
Who knows how or why fashions and tastes change? Leather, which was used in medieval body armor, needed a few centuries to show up in exclusive clothing stores. Synthetic fabrics, once revolutionary, experienced a fall from grace with the emergence of both a fashion-centric and eco-conscious public, only to return to favor as new, more comfortable synthetics appeared to clothe an exponentially growing population. None of this is especially surprising. Change lies at the heart of fashion.
However, there are some constants in the clothing market, particularly as regards fabric. Wool has been around for millennia. So has cotton. Linen, a sometimes prized, sometimes not so prized fabric, was used as clothing and royal burial shrouds as far back as the ancient Egyptians.
Today linen is enjoying something of a vogue. It’s used in high-end drapery, bedding, and clothes. 100% Capri, for example, a producer of fashionable, high-quality, linen-based Italian clothing, has mainstreamed linen as its fabric of choice. As the company’s founder, Antonino Aiello, rhapsodizes, “I love linen. Linen is a timeless beauty, it is purity and perfection.”
It’s also among the coolest (in both senses of the word) materials for summer clothes. The more linens are washed, the softer it gets. Amazingly, washing doesn’t affect its smooth, almost sensual feel nor does it shrink the linen since its fibers have very low elasticity. Taking advantage of these properties, Aiello observes “We use linen as if it were part of your skin, it is a pure pleasure to wear. For us it is not just a fabric, it is the essence of simplicity and the purity of beauty.”
To ensure 100% Capri gets only the finest product, Aiello purchases his linen solely from non-GMO producers who reject the use of defoliants and do not rely on their output on irrigation. As a result, his premier, not to say, luxe, men’s and women’s clothing lines are both biodegradable and hypoallergenic. Aiello believes beautiful clothing should exist in harmony with a healthy environment. His insistence on the purity of his product starts from the ground up. In a world saturated with fast fashion brands polluting our environment, 100% Capri is a welcomed pioneer when it comes to sustainable clothing.
Since the availability of linen is, relatively speaking, limited, it tends to be used mostly in high-end clothing. 100% Capri clothes often turn up on celebrities and other high net worth individuals, particularly during vacations where linen’s aesthetic virtues, combined with its lightweight and easy upkeep, make it the fabric of choice. To support this preference, 100% Capri maintains boutiques in vacation spots from the Greek Islands to the French Riviera. Ibiza, Miami, and Portofino are some of the many other places 100% Capri stores can be found.
So to answer the question, can a high-end clothing market co-exist with an ecological conscience? 100% Capri suggests it can. The light, breathable, hypoallergenic fabric sourced from environmentally conscious producers and transformed into fashionable peieces by skilled Italian craftsmen suggests that, in this particular case, you can have your cake and eat it too.
Find out more about Antonino Aiello, 100% Capri, and these ecologically sustainable and fashionable clothes at 100capri.com
Sergio Santana Junior has been standing out in this area of training and education of new politicians for all of Brazil.
Sergio Santana Junior’s mission and vision is a correct and ethical way to train politicians, as he is concerned with the future of the nation.
“Every year we see many failures in political politicians, empty proposals, ruined projects, amateurism in the political environment, and the intention of forming new and good politicians is that the nation does not have a negative impact with politicians who are not prepared” – Highlights Sergio Santana Junior.
Sergio Santana Junior, the “politician’s trainer”, has been standing out with success in the last electoral campaigns in Brazil.
With his strategies he managed to elect Federal Deputy, State Deputy and councilors. An unprecedented feat in his career.
And what is a Political Coach?
It is the Coach of the campaign;
It is who takes care of the behavior of the candidate and the coordinators;
It is who sets the individual goals;
It is who turns the group into a successful time;
He is the one who analyzes the campaign and adjusts the progress;
He is the one who sets the focus.
Sergio Santana Junior does not want to limit himself to this methodology only in his country of origin, which is Brazil, but to take this entire methodology to everyone.
It would be nice to put in the end that Sergio Santana Junior is a young politician and politician trainer. your instagram – sergiosantanajr
Umberto Vitale was born and raised in Pavia, Italy. He developed a love for rock music at a young age, and as he grew older, he found success in business. But his true passion was for rock music and he wanted to share his love with the world. That’s when he created The Rock Academy.
Umberto Vitale With his mission and unique style,and has made a major impact in the music world and beyond. His Rock Academy has brought the world of rock music closer than ever and provided an outlet for aspiring musicians to share their work. Umberto’s dedication to this movement and his desire to inspire others to reach their goals is a testament to his passion and drive.
He is also working on social media with his Instagram account (which now has over 60k followers) that he created with the intention of sharing videos and rock music with all over the world. He is also working on a YouTube channel where you can find videos of life and history of rock bands and rock music.
The Rock Academy is an incredible initiative from Umberto Vitale that is making waves in the music world. Through his online presence, Umberto has been able to share videos and rock music to thousands of followers and is also gaining interest among celebrities both in Italy and abroad. No doubt, Umberto Vitale will continue to thrive in his mission to bring good music to the world thanks to his charisma, passion, and enthusiasm. We are excited for what this promising young entrepreneur has in store for us!
Ayush was born on August 19, 2001, in Varanasi, Uttar Pradesh. He did his schooling at International Hindu School. He did his bachelor’s in Management from Shri Ramswaroop University. He started his career as a freelancer in the media industry at the age of 16. At a young age when he had no knowledge, his dedication never let him down.
Ayush Mauryavanshi is a young entrepreneur and author. He is the founder and CEO of TheGrowwers Pvt. Ltd. He has established a well-known name in the media industry today. He is setting a benchmark for newcomers in digital media marketing.
Ayush was born on August 19, 2001, in Varanasi,Uttar Pradesh. He was willing to take up challenges and willing to learn from the industry. By freelancing he got insights and knowledge of the inner work of the industry. He has always believed in the quote- Winners Never Quit! & Quitters Never Win!
Ayush on his entrepreneurial journey said, “I Accepted the challenges and expanded my ideas to do something big. I purchased my first domain name “cybersikho.” and I created my first WordPress professional blog website”. Gradually, I created more websites in my subdomain and then my journey to become an ENTREPRENEUR In 2016, he started his first venture TheGrowwers which is a PR & Marketing company.
Rahim Amin is a 21 years old German entrepreneur with Pakistani-Indian roots.
He first started investing his money at the age of 15.
Although finishing his A-Levels, it was never his goal to work in a 9 to 5.
Soon, he started his own social media agency but never forgot that you have to invest your hard earned money to become wealthy, which is also his biggest learning after the first years of entrepreneurship.
We are sure that you will hear from him in the future.
Follow his instagram to get an insight in his lifestyle.
IP infringement have long been a problem for business. There is almost this tendency of incumbents being disrupted by copycats. Despite intellectual property laws, patent filings and market dominance, copycats find ways to steal and pose an existential threat to every economy.
The monetary principle, Gresham’s law, states that “bad money drives out good”. The same principle applies to science and technology. Avoiding research cost, copycat drives out innovations and motivates companies to be opportunistic.
On Oct 29, a newfound copycat in semiconductor industry, EPIC MEMS (Kaiyuan Communication Technology Co. Ltd.), is being reported on the International Workshop on Acoustic Wave Devices for Future Communication. Dr. Rich Ruby, Direct of Technology at Broadcom, presented solid evidence of this newfound infringement.
(Photo: Dr. Rich Ruby’s Panel at the 2022 International Workshop on Acoustic Wave Devices for Future Communication)
“I wish that I or Broadcom employees had thought of substituting Sc for Al atoms in the unit cell (and patented it),” quoted by Dr. Rich Ruby, in a global conference. “The way patents work is that you get protection from others simply copying (or stealing) your IP and avoiding any innovation or research cost.”
Dr. Rich Ruby has made major contributions to the development with innovations centered on the acoustic properties, manufacturability, and the packaging of FBAR filters and duplexers. He commercialized the first FBAR duplexers HPMD7901 and the 7904 back in 2001–2003. He has over 80 patents and has given numerous invited papers. Dr. Ruby was an Agilent Fellow in 2002 and holds that title as well as Director of Technology at Broadcom. He was a recipient of the Barney Oliver Prize, the Bill Hewlett Award, and the CB Sawyer Award for his work on FBAR technology, and the IAP Prize for “Industrial Applications of Physics.”
Because of Dr. Ruby’s research efforts in decades, people can enjoy the next generation of skyrocketing data rates.
It has been almost 10 years after the FBAR technology being stolen for the first time by a group of copycats and put into massive production and attempt to drive out businesses of Broadcom. In 2015, Broadcom put the first group of copycats into lawsuit as economic espionage to protect its damages. The case can be found from Department of Justice.
“As many or all of you know, Broadcom FBAR IP was stolen around 2008/9 and this stolen IP now has found its way into many Handset manufactures,” quoted by Dr. Rich Ruby. “We are aware of this.”
(Photo: Dr. Rich Ruby’s Panel at the 2022 International Workshop on Acoustic Wave Devices for Future Communication)
Dr. Ruby displayed a photo example of the newfound copycat FBAR 41 filter. “[It] looks almost identical to our product and uses many of the inventions we developed and patented,” said Dr. Rich Ruby. “In the end, IP theft can hurt very companies who use it…and in the case of companies whose IP was stolen, this can lead to job loss of their R&D group.”
Industry experts discovered that the displayed FBAR 41 filter comes from a startup company EPIC MEMS and provided in-depth comparison with the cap-opened EPIC MEMS EP7041 filter chip.
(Photo: EPIC MEMS Filter Chip Decap)
Solid evidence of the IP infringement was unveiled from multiple research labs after the announcement of this newfound copycat EPIC MEMS. Dr. Ruby highlighted that the reputation of brands who use filter chips originated from stolen IP will be stained and rejected from the global market.
(Photo: Broadcom FBAR and EPIC MEMS FBAR comparison)
Mobile phones, pad computers and other devices using EPIC MEMS filter chips infringed Broadcom patents is at risk of facing lawsuit and might lead to market withdrawals.
However, based on recent public capital raising materials from EPIC MEMS, the problematic filter chip has been claimed to get delivered to Samsung and to the market.
Beyond everyone’s expectation, the copycat EPIC MEMS published an announcement in response to Dr. Ruby’s panel, “we took initiative designed and developed the technology.” The copycat company questioned credential of the conference and highlighted its expertise in research and development. Without apology for the IP infringement, the president of the copycat publicly claimed that the stolen FBAR technology from Broadcom is, in fact, self-developed and not belong to Broadcom.
According to the public record, in March 2021, EPIC MEMS completed its Series A round of financing at US$45 million. “The investment needed to make FBAR is large and not taken lightly. Also, thousands of knowhows to fine tune the yield,” experts from the conference commented after the panel. The fabrication process is not easy and took Dr. Ruby decades to finally put into massive productions. At the end of the conference panel, Dr. Ruby highlighted to audiences, “Stealing should not be proud of.” IP Infringement should be stopped in every economy.
Toronto-based education-tech startup NeverGrade has raised $300,000 of seed-funding from US-based Blackburn Capital and Campanile Investments. It is the startup’s first funding round, which launched as an offshoot from the parent company, Teach the Need, in August last year.
NeverGrade, co-founded by Sathya Parek and Sunny Cui, began when the two undergraduate students realized the amount of time that professors and teachers in both university and high school were spent marking tests as opposed to teaching students. Together with their previous experience in image processing and machine learning, they decided to create an app that is capable of scanning, marking, and exporting tests done by students via an Iphone or Android camera.
The startup has said that it intends to use the funds to optimize existing products, scale the platform, and promote it to reach more customers. NeverGrade is currently a desktop software used by 6,500+ teachers, but the founders state they want to expand to capture a more international audience, particularly in developing countries. They plan to achieve this by moving their software into a mobile app package, with additional features such as bluetooth syncing and central service connection.
NeverGrade works by integrating hard-copy tests with current machine learning innovations. Teachers or administrators can take a picture of any blank handout, and export to NeverGrade’s desktop application to input the correct answers. Then, any subsequent handout or test with student answers gets automatically graded via a taken picture. The founders estimate that it should save the speed of marking in classrooms by up to 80%, and can be used even in workplace settings such as hiring or administration organization.
Sunny Cui, one of NeverGrades co-founders, previously founded Teach the Need, a non-profit education startup that has expanded to three countries and over 50,000 registered students. He aims to translate his existing expertise and promotion capabilities from the education sector to fuel NeverGrade’s growth.
In a press release, NeverGrade stated to investors that school districts partnered with the platform make up the majority of NeverGrade’s revenue, accounting for 90% of all revenue. The startup has witnessed a 20% month-on-month growth.
“We are extraorrdinarily happy to announce our first seed. We appreciate all the teachers and schools who have been gracious enough to partner with us. We’re really excited for the journey ahead and can’t wait to expand our team. Education has, by a large extent, been deprived of technology, and we feel NeverGrade is a crutial step in modernising the modern classroom”, Sathya Parek, Co-founder, NeverGrade said in release.
